Information according to EU Data Protection Regulation (EU-GDPR) for data subjects

Responsible within the meaning of art. 4 No 7 EU-GDPR is

Creditreform Italia Srl

Via Giardini, 466
41124 Modena Italy
Tel. +39 059 342301
Fax +39 059 348287
creditreform@creditreform.it

 

Responsible for Data Protection

You can reach our responsible person for data protection via the contact address listed below:

Tel.  +39 059 342 301
Fax. +39 059 348 287, +39 059 352 061
Email: dpo@creditreform.it

 

Our data base stores details of the name, company name, address, marital status, professional activity and the financial circumstances, possible liabilities as well as references regarding the payment behavior.

The stored data was obtained partially from publicly accessible sources, public registers, from the internet, the press and other media as well as from the transmission of data about open claims.

Purpose of the processing of collected data, is the generation of reports about the creditworthiness of the requested person/company, including further solvency relevant information as well as the usage for direct mailing/marketing. Legal base for the data processing is article 6, para. 1f) EU-GDPR.

According to article 6, para. 1f) EU-GDPR, reports generated from the data filed by us, may only be provided to clients who can plausibly state a legitimate interest to receive the information. Any transfer of data to countries outside the EU, must be handled based on the so called “Standard contractual clauses. Please refer to the following link:

http://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:32001D0497&from=EN&nbsp

Legitimate interests defined in this context may be: credit decision, initiation of business, ownership structure, claim, solvency check, insurance contract, overdue receivables and enforcement disclosure.

Our customers include national and international banks, leasing, insurance and telecommunication companies, receivables management companies, shipping, wholesale and retail companies who provide products or services against payment. Part of the business database is also used, within the legal regulation, to supply other company databases with the purpose of dialogue marketing and for updating, validation and enrichment of addresses as well as the production of data storage media.

The data is stored as long as required to meet the purpose of the data retention. The information is normally necessary for three years initially. After three years the need for a longer storage is reviewed. If an extension of the storage is not necessary, data will be deleted to-the-day. In the case of completion of an order, the data will be deleted after three years to-the-day. Entries in the list of debtors will be deleted to-the-day according to §882e ZPO after three years as from the data of entry.

You have the right to know the personal data stored about yourself. You have the right of correction or deletion in case the data stored is not correct. In case it is not possible to determine the correctness of the data immediately, you have the right to block the data until the correctness is cleared. You have the right of completion if the data is incomplete.

You have the right to withdraw your consent, provided that you had agreed to the processing of data filed by us. The withdrawal of consent does not affect the legality of data processing prior to the withdrawal.

You can lodge a complaint about the processing of data through us with the data protection officer of your federal state.
The disclosure of your data to us is not mandatory, neither legally, nor contractually. You are not under any obligation to provide the requested data. Not providing the data can hamper or make an assessment of your creditworthiness by your lenders or suppliers impossible. This can result in a refusal of a credit or advanced performance of the suppliers.


Right of objection

The processing of the filed data takes place for compelling legitimate grounds of the creditor’s and credit’s protection which regularly outweigh their rights and freedom, or serves the enforcement, exercise or defense of  legal claims. Only in special cases and particular situations on your side, can the processing of data be objected by you, provided that you can prove the special situation. The data will not be processed anymore if such special reasons are available and verifiable. In case your data is being processed for promotional and marketing purpose, you have the right to oppose against this at any time. The data will then not be processed for this purpose anymore.

 

Using Google reCAPTCHA

We use "Google reCAPTCHA" (hereafter "reCAPTCHA") on our websites. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA ("Google").

With reCAPTCHA we want to check if the data entry on our websites (for example in a contact form) is done by a human or by an automated program. To do this, reCAPTCHA analyzes the behavior of the website visitor based on various characteristics. This analysis begins automatically as soon as the website visitor enters the website. For analysis, reCAPTCHA evaluates various information (such as the IP address, website visitor's time spent on the website, or mouse movements made by the user). The data collected during the analysis will be forwarded to Google.

The reCAPTCHA analyzes are completely in the background. Site visitors are not advised that an analysis is taking place.

Data processing is based on Art. 6 para. 1 lit. f DSGVO. The Web site operator has a legitimate interest in protecting its web sites from abusive automated spying and SPAM.

For more information about Google reCAPTCHA and the Google Privacy Policy, please visit the following links: www.google.com/intl/en/policies/privacy/ and www.google.com/recaptcha/intro/android. html.

 

 

 

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